Bring the committee back to evidence
Include selected charts and tables in the lender’s memo. Open source-backed figures and inspect the rows behind calculated results during review.
Give the committee a financial argument it can inspect. SpreadSpace connects memo exhibits to source evidence, records review changes and explains the cash-flow assumptions supporting coverage.
An extracted figure opens its supporting document with the printed line boxed.
Suntell’s Square 1 Credit Suite provides financial spreading, credit analysis and loan committee presentation tools.
Include selected charts and tables in the lender’s memo. Open source-backed figures and inspect the rows behind calculated results during review.
Record corrections with the actor, time and changed values. Review saved analysis revisions and reset an error without discarding the correction history.
Compare statement transactions with return-derived cash flows. Inspect financing cadence and selected debt-service inputs before drawing a coverage conclusion.
| Feature | SpreadSpace | Suntell |
|---|---|---|
| Committee exhibits and revisions | ||
| Company memo template with source-linked figures | Build a memo from the company template, analyst narrative and selected financial exhibits, retaining source context in the workspace. | Credit analysis integrates with loan committee presentation packages.Square 1 Credit Suite product overview |
| Source-linked charts and custom ratios | Select financial lines for charts and custom ratios. Review the periods and source rows behind the exhibit. | Custom ratios, RMA comparisons, projections and stress testing.Square 1 Credit Suite product overview |
| Append-only correction history | Retain correction events with actor, time and change details. Inspect prior values and restore saved analysis revisions. | The document-imaging module includes audit-trail capabilities.Square 1 Credit Suite product overview |
| Audited figure corrections with reset | Correct extracted values through authorized review controls. Preserve the audit record and reset the correction when needed. | Not verified |
| Cash evidence and coverage | ||
| Statement transactions with page boxes | Inspect transaction dates, descriptions and signed amounts with account context and source statement evidence. | Not verified |
| Financing cadence with supporting transactions | Review financing advances and repayments by relationship. Investigate payment cadence against the supporting transaction text. | Not verified |
| Cash flow from the return | Derive operating, investing and financing cash flows from the return. Inspect the contributing rows and compare the cash change with Schedule L. | Not verified |
| Per-entity DSCR from selected document lines | Save coverage configurations with selected earnings, debt-service lines, optional interest and analyst write-ins for historical and pro forma review. | Global cash flow analysis covers complex entities.Square 1 Credit Suite product overview |
Suntell information is drawn from the linked public material, reviewed September 2026. Not verified means this comparison does not establish that capability; it does not mean the product lacks it.
No-AI data extraction. No OCR. No offshore review shops. Better extraction pricing.
SpreadSpace pricing is tailored to your organization and document volume.
Volume discounts are available for extraction.
Suntell is a trademark of its owner. SpreadSpace is not affiliated with Suntell. This comparison reflects publicly available information as of September 2026.
Sources: Suntell home, Square 1 Credit Suite features and benefits, The Square 1 Difference, Commercial lending software FAQ, AI HQ, Ivy and SpreadIQ, Responsible AI, Square 1 Credit Suite product tour, Square 1 Credit Suite product overview (PDF), About Suntell, Latest news, Transforming community banking with the Square 1 Credit Suite (July 2024), Faster lending, less headache (March 2026).