Resolve the financial case before closing
Compare statement periods and supporting return schedules in the working spread. Select earnings adjustments and debt-service inputs while the underlying financial evidence remains available.
SpreadSpace connects the financial case behind a loan to the memo explaining it. Review earnings, debt service and supporting documents before moving from credit judgment to closing.
An extracted figure opens its supporting document with the printed line boxed.
LaserPro is a loan-documentation product within Finastra’s modular lending platform. The platform also includes Analyze for financial spreading.
Compare statement periods and supporting return schedules in the working spread. Select earnings adjustments and debt-service inputs while the underlying financial evidence remains available.
Arrange the lender’s narrative and selected spread exhibits in a reusable memo format. Source-backed figures and derived rows remain available in the workspace while reviewers examine the credit argument.
Pin review discussions to charts and tables, and link narrative text to the document line under discussion. The reviewer can inspect the evidence supporting a chosen coverage input.
| Feature | SpreadSpace | LaserPro |
|---|---|---|
| Financial case before closing | ||
| Financial statement spreading and periods | Compare annual and monthly statements by entity and reporting period. Expand categorized totals into reported lines and retain the source documents behind each series. | LaserPro Analyze provides cloud-based financial statement spreading and analysis controls.LaserPro Lending Platform |
| Tax lines and supporting schedules | Extract Forms 1040, 1065, 1120 and 1120-S with supporting schedules and statements. Work with return lines, Schedule K-1 detail, depreciation and loss carryovers in the same financial review. | Not verified |
| Source-document review | Click a source-backed figure to open the document at its highlighted region. Expand a derived figure into the contributing rows and follow those rows back to their sources. | Not verified |
| EBITDA add-backs that follow basis | Choose full or percentage add-backs for selected lines and years on the chosen income basis. Reported amounts remain visible, and selecting a subtotal and its component does not count the expense twice. | Not verified |
| Coverage and reviewed memo | ||
| Source-line DSCR by entity and year | Save named DSCR configurations for each entity using adjusted EBITDA from tax returns or company financial statements. Select debt-service lines, optional interest and analyst write-ins, then compare historical and pro forma coverage. | Not verified |
| Review threads linked to source lines | Comment threads pin to charts, tables, or any point on the canvas. Highlighted narrative text links to the exact document line under discussion, and peers share the same review surface. | Not verified |
| Company memo with source-linked exhibits | Build the lender's memo from reusable templates, analyst narrative and selected spread exhibits. Keep source-linked figures available in the memo workspace, then export the completed credit write-up. | Not verified |
| Versioned API and typed integration guides | Process documents and retrieve structured results with the public API and TypeScript, Python or C# SDKs. Receive signed lifecycle webhooks and fetch period-by-period financial attributes after the analyst finalizes the spread. | Connect transfers selected LOS partners’ loan data into document preparation.LaserPro |
LaserPro information is drawn from the linked public material, reviewed September 2026. Not verified means this comparison does not establish that capability; it does not mean the product lacks it.
No-AI data extraction. No OCR. No offshore review shops. Better extraction pricing.
SpreadSpace pricing is tailored to your organization and document volume.
Volume discounts are available for extraction.
LaserPro is a trademark of its owner. SpreadSpace is not affiliated with LaserPro. This comparison reflects publicly available information as of September 2026.
Sources: Finastra LaserPro, Finastra LaserPro lending platform, Finastra LaserPro Analyze factsheet, Finastra and FlashSpread on financial spreading, Finastra LaserPro cloud enhancements press release.